Real estate appraisal services for homeowners in the city of San Angelo and Tom Green County

The top reasons Texas homeowners use Appraiser:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. To challenge a property tax assessment in Texas
  3. To lower their monthly mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a divorce in the state of Texas, where property needs to be divided
  7. To determine the true market value of real estate to settle an estate in Texas
Do you own a house in or near San Angelo? Do you need help deciding the price of your real estate? Contact Appraiser.

At Appraiser, we understand the particular needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.

Challenging Tom Green County's assessment of your property

Let's say you live in a region that is going down -- your local tax assessor may have your home overvalued. This means you're paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Appraiser is your #1 weapon.

Appraisals to remove PMI

A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping homeowners just like you get rid of unwanted and unneeded PMI insurance.

HELOC recently frozen?

If your property is near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Appraiser can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Appraiser can go out and check the subject and comps in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had done before. Although most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are wise to get a second opinion.